Education loans

Dedicated to assisting students and graduates with financing their college expenses and managing their education loans. We specialize in education lending, and we are dedicated to ensuring your loans are handled professionally while offering you money-saving benefits. If you are graduate or if you will be graduating within the next few months, we would like to congratulate you for obtaining your hard-earned degree. Also, we would like to provide you with some very important information regarding federal student loan consolidation. You must consolidate during your grace period to avoid an interest rate increase of 0.60%. If you wait until your grace period ends, your interest rate will automatically be 0.60% higher.

When you consolidate during your grace period, you will have no payments due until your grace period has ended. You have nothing to lose. There really is no reason to pay this higher rate on your federal student loans! With student loan consolidation, you can lock in a low, fixed interest rate for the life of your loan--and there are no fees, credit checks, income verifications, or prepayment penalties. This will help you reduce your monthly payments by nearly 50% and save you thousands of dollars over the life of your loan. Loan consolidation is the channel through which you can bring all your loans under one single policy and reduce the monthly payments by increasing the duration of the loan. Consolidation has loads of benefits, some being: Lower rate of interest, locking in loans at a lower interest rate, lower monthly payments, worrying about just one loan instead of many, and longer repayment schedule. Bear in mind that we are talking specifically about student loans.

There is consolidation available from other type of loans too, but at we deal with only your student loans. The logic behind consolidation is simple. Consolidation merges all your loans and bills into one single payment. It reduces your borrower's monthly bill of loan repayment. In simpler terms, think of it this way: If you have to pay $100 in 5 years, you pay $20 every year ignoring any interest componentand if you have to pay the same $100 in 10 years, you pay $10 every year. And in certain cases, the monthly payment burden gets reduced, and the loan payment period also doesn't get increased. This is what consolidation does; it reduces your monthly expenditure on loan repayment and gives you that extra cash in hand. Now to tell you a little bit more about the Student Consolidation Program. If your loan is eligible to be consolidated under this program see the list below then you don't have to worry about variable interest rates anymore. Under the Student Consolidation Program, the interest rates are fixed based on many technicalities such as the amount of loan outstanding, the interest rate currently paid, etc. This rate of interest would be fixed throughout the life of your loan.

So no more watching the interest rate markets for fluctuations that can hamper your lifestyle. We reduce your loan burdens. We offer you the following terms: lock in low interest rates, No credit checks, No fees - Absolutely Free, Loan period extendable to up to 30 years, Lower monthly payments by nearly 50%, complete confidentiality maintained, free live pre-qualification by government-approved agents, And it takes just 60 Seconds to Qualify.


Student loan consolidation is a fixed-rate refinancing program that combines all of your existing federal student loans into one new loan. Consolidation is a great tool for managing your finances - providing immediate payment relief and long term benefits. Cut your monthly student loan payment by as much as 50%, simplify your finances with one monthly payment, No credit checks, fees, or application charges, reduce your interest rate 0.6% by consolidating during your grace period One of the key benefits of consolidating your federal school loans. By combining all of your student loans into one consolidated loan, you can lengthen your repayment term from the standard 10 years to up to 30 years, depending on the amount of your education debts. With a lower monthly payment, you'll have more money available to meet other living expenses, including car payments, housing expenses, and career-related necessities. Because there are no penalties for overpayment, you can make larger payments and reduce your repayment term when it becomes affordable.